Stablecoin-native open finance rails for Africa
Building the stablecoin-native payment and data rails that connect African utilities, cooperatives, and community institutions to the global financial system — while killing the fees that have taxed African money for a generation.
Africans pay the highest remittance and payment fees in the world. A $200 transfer from the UK to Nairobi loses 7–10% to intermediaries. M-Pesa moves money inside Kenya but not across borders. SACCOs, utilities, and community-scale institutions are trapped between cash, legacy rails, and card networks that were never designed for them. The existing financial plumbing is a tax on Africa.
PesaRails is stablecoin-native open finance infrastructure for Africa. We are building the rails that let utilities, cooperatives, and service-delivery organisations send, receive, and settle value without paying 7% to legacy intermediaries. Kill the fees. Keep the money.