M-Pesa
Kenya's mobile-money network — the canonical example of leapfrogging a generation of infrastructure rather than building a faster version of it.
It is the local proof that the leapfrog is real — and the reason "wait for the regulator" is not a neutral default.
{# Definition → argument. Same word-boundary match that places the inline hover in the reader, so this list is exactly where the term is explained on the page. #}
Where it comes up
Other concepts